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Mastercard Mandate Compliance

Exceed the requirements of AN4569 standard

Make your banking app an everyday companion by clarifying the user's payment overview while being compliant with the Mastercard mandate

Visual example of how banking apps comply with Mastercard mandates using enriched data in line with AN 4569.
Go beyond the Mastercard mandate

Meet all the requirements of AN 4569 Revised Standards for the Display of Enhanced Merchant Data, which became mandatory as of October 2023.

Why bring clarity into client transactions?

Comply with a Mastercard mandate

Meet all requirements for AN 4569 Revised Standards for the Display of Enhanced Merchant Data and stay ahead of your competition.

Gauge with a red to green gradient, showing a range from 'at risk' to 'compliant'.

Lower chargebacks

Reduce the cost of dealing with chargebacks by ensuring that clients know exactly what they are paying for and have no reason to claim their payments.

Outcomes of reducing chargebacks: feedback, cost savings, and freed resources.

Increase card usage

Motivate card holders to make more frequent card payments by delivering a clear and insightfull overview of their payments and finances .

Showing card payments with clean transaction labeling helps boost usage.

Boost mobile app engagement

Build high-value features to your app and give users a reason to use it every day.

User engaging with a banking app offering clear payment history and smart insights

Learn how to be compliant with AN4569

Reveal the merchant's true name

Bring clarity from the start with accurate and country localised merchant name

Example of accurate merchant naming in payment transaction history to improve user trust
Banking interface displaying merchant logos for visual clarity in transaction lists

Add layer for visual recognition

Take advantage of a database of over 44k unique high quality logos respecting brand guidelins of merchants.

Drive payment insights with superior categorisation

Tag and segment individual transactions to give users deep insight into their personal finances.

Categorized transactions in a banking app showing spending behavior patterns
Displaying transaction location using GPS location data of the purchase

Business address

Show the real place of purchase based on GPS coordinates

Explore GPS location

Contact details

Display merchant contact information with URL address, and leverage more business insights through Google Place ID

Enriched transaction data with merchant contact details in a banking app.
CO2 insights in banking app with carbon footprint and eco-friendly tips.

CO2 insights

Praise clients with positive results of calculated CO2 footprint for individual transactions and identified eco-friendy habits.

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Estimated CO2 footprint for every transaction
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Eco labelling
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Eco tips

Deliver the best UX

Discover other data solutions that amplify your application engagement and take your user experience to the next level.

Be a step ahead

Product insights

Recurring Payments in Digital Banking: How to Go From Chaos to Clarity

The more digital we become, the more online services, subscriptions and recurring payments we need to keep track of, as they become integral part of our daily lives. From streaming platforms and cloud storages to monthly fitness memberships and car payments, these automated transactions offer convenience, but at the price. Without accurate transaction data presented in a user-friendly way, managing them becomes a financial challenge - both for consumers and banking institutions.
Success stories

How to Build a Bank From Scratch: Behind the Scenes of Partners Banka Launch

Launching a digital bank involves navigating regulatory complexities, making critical technology decisions, and prioritizing customer-centric innovation. Partners Banka, established in the Czech Republic in December 2020, provides practical insights into this challenging yet rewarding journey.
Industry insights

Top digital banking and fintech influencers to learn from

The fintech industry can be a crowded place. As it continues to grow and evolve, staying updated on the latest trends and innovations becomes more important than ever. LinkedIn is a goldmine for discovering influential thought leaders who provide valuable insights, news, and ideas that shape the sector.

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Explore how 黑料网 can help you get the most from transaction data, increase your app engagement and turn UX into your competitive advantage.

mobile banking app before and after transaction data enrichment