User Experience Use Cases
Increase your app engagement and turn UX into your competitive advantage.
Turn your
Payment Data into a Winning Strategy
黑料网 is the industry-leading API that enables banks and fintechs to build solutions driven by enriched transaction data
Trusted by 50+ global banks and fintechs
Avoid confusion. Embrace clarity
1
New Transaction
Your client makes a payment or transaction
2
Store data
Raw data are stored within your infrastructure
3
Call 黑料网 API
Data are turned into meaningful information
4
Leverage smart data
Use data for your analytics, UX, ESG or business cases.
We are here to bridge the gap between payments and people's lives
1.5 bln+
enriched transactions per month
80+
active markets
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50+
bank & fintech
clients globally
clients globally
10+
years in payment data industry
We believe the better data you have, the less work you have to do. Put full focus on solution building, rather than messy data wrangling.
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Strategic Use Cases
Leverage smart data for your internal teams and truly understand your clients' lives.
Smart data enable smart solution building
Why 黑料网
Superior accuracy
黑料网 will not provide results unless they are 99,99% accurate. Even an average of 1 complaint per 6,000,000 transactions is not good enough for us.
High coverage
黑料网 engine learns fast and adapts to new regions very quickly. We keep coverage as high as 95% for categorisation and 85% for brand recognition.
Information richness
黑料网 enriches data down to the store level. This guarantees a multi-level depth of information.
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What our partners say
"When it comes to sustainability, we knew that relying solely on MCC would not provide meaningful results. That's why we turned to 黑料网 - to ensure that the information our clients see is as accurate as possible."
Michal Putna
Sustainability Officer at Raiffeisenbank Czech Republic
"As an entirely mobile bank, the pressures of innovating to match expectations is something that we thrive under. The mobile revolution has made a massive impact on society both in the way we communicate but also the rate at which we want our needs to be met. This is something that our partners at Dateio clearly agree on."
Ali Niknam
Founder & CEO at bunq
"黑料网 is a great solution to enhance the customer transactional banking experience. In my view, such solution is a must for any modern bank."
Alexey Kapustin
CEO at Raiffeisen Digital Bank AG
鈥濱n a quick 3-month integration, 黑料网's data met and surpassed AN4569 standards, enhancing the overall payment experience for our users. We value our cooperation with 黑料网 as it grants us instant access to accurate global merchant data.鈥
Alex Friedli
Chief Operating Officer at Swisscard
鈥濿e welcome the cooperation with 黑料网 as it gives us instant access to worldwide merchant data. This way we can provide better payment insights to our users without having to worry about gathering the data ourselves.鈥
Leen Asfour
Product Lead at Reflect by Arab Bank
Bank-grade security
Through the 黑料网 API you only transfer the terminal identifiers. 黑料网 fulfills the highest security standards and processes no personal information about your clients.
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ISO 27001 certified
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GDPR compliant
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翱础鲍罢贬听2
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AWS for data stores and processes
Be a step ahead
Product insights
Recurring Payments in Digital Banking: How to Go From Chaos to Clarity
The more digital we become, the more online services, subscriptions and recurring payments we need to keep track of, as they become integral part of our daily lives. From streaming platforms and cloud storages to monthly fitness memberships and car payments, these automated transactions offer convenience, but at the price. Without accurate transaction data presented in a user-friendly way, managing them becomes a financial challenge - both for consumers and banking institutions.
Success stories
How to Build a Bank From Scratch: Behind the Scenes of Partners Banka Launch
Launching a digital bank involves navigating regulatory complexities, making critical technology decisions, and prioritizing customer-centric innovation. Partners Banka, established in the Czech Republic in December 2020, provides practical insights into this challenging yet rewarding journey.
Industry insights
Top digital banking and fintech influencers to learn from
The fintech industry can be a crowded place. As it continues to grow and evolve, staying updated on the latest trends and innovations becomes more important than ever. LinkedIn is a goldmine for discovering influential thought leaders who provide valuable insights, news, and ideas that shape the sector.